Bridging Finance
Use us to arrange the perfect bridging loan for your next project.
Best Bridging Rates in the market
Single Broker for full accountability
Borrow up to 100% of your purchase price
Borrow £10,000 to £100,000,000
For your home or investment property
Residential or Commercial property
Rates from 2.5% pa to 2% p.c.m
Poor credit and non-status accepted
A no obligation call with one of our experts. Arrange at a time that suits you.
Bridging Finance
Use us to arrange the perfect bridging loan for your next project.
Best Bridging Rates in the market
Single Broker for full accountability
Borrow up to 100% of your purchase price
Borrow £10,000 to £100,000,000
For your home or investment property
A no obligation call with one of our experts. Arrange at a time that suits you.
What is it used for?
• Property Purchases
• Refinancing
• Temporary Cashflow Issues
• Short-term working capital
• Auctions
• Renovations
• Short term investment opportunities
Why Xcel?
We created Xcel Finance for property professionals who expect more from their finance broker. We help clients deliver meaningful projects all across the UK, and we create great relationships along the way. We promise that working with us, you’re setting your project up for success.
Arrange Consultation
Bridging Finance is an incredibly useful tool for property investors and developers. Whatever the scenario; our expert brokers will find, negotiate, and arrange the.”best deal for you.”
What is it used for?
• Property Purchases
• Refinancing
• Temporary Cashflow Issues
• Short-term working capital
• Auctions
• Renovations
• Short term investment opportunities
Why Xcel?
We created Xcel Finance for property professionals who expect more from their finance broker. We help clients deliver meaningful projects all across the UK, and we create great relationships along the way. We promise that working with us, you’re setting your project up for success.
Arrange Consultation
Bridging Finance is an incredibly useful tool for property investors and developers. Whatever the scenario; our expert brokers will find, negotiate, and arrange the.”best deal for you.”
Find out more about Bridging Finance
What is a bridging loan?
A bridging loan is a type of short term property backed finance. They are often used to fund you for a period of time whilst allowing you to either refinance to
What can I use bridging finance for?
Downsizing Property Purchase
What’s an exit strategy?
This is how you intend to repay the bridging loan. This could be the sale of a property, or to re-finance with a
How quickly can I get a loan?
Lenders are able to complete bridging loans in a matter of days. It will require a recent property valuation and a solicitor who is able to work very quickly.
Can I apply to a lender direct?
Some lenders do allow direct contact. Given the complexity of this market, we would strongly recommend that you work with a broker to ensure that the product you apply for is fit for purpose based on your situation and objectives. We also have access to products and prices that you won’t have access to direct.
What security will be needed?
So long as it has value, any land or buildings can be used as security for a bridging loan. It can be set up as a ‘first charge’, or it can be set up as a ‘second charge’ if you want to keep your current mortgage in place.
How much can I borrow?
There’s technically no limit to the amount of money that we can raise. We will
Can I borrow 100% of a property’s purchase price?
Yes. If you have an additional property that can be used as security then we are able to arrange finance that gives you 100% of a property’s purchase price.
How long can I have a bridging loan for?
Bridging loans can be set up to be in effect for a few days, or up to five years. Typically, a loan will be 12,18, or 24 months, with a
What’s the process to get a loan?
The key elements of a loan application are about understanding a) the borrower, b) the security property, and c) the exit strategy. The depth of information needed will depend on your circumstances,
Still unsure if Bridging Finance is right for you? Talk to one of our advisors today and we will clear up any concerns or questions you may still have.
Explore our Most Requested Scenarios:
Auction Purchases
Refurbishment
Broken Purchase Chain
Working Capital
Property Purchase
Explore our Most Requested Scenarios
Action Purchases
Refurbishment
Broken Purchase Chain
Working Capital
